AI & Automation Farzad Mesbahi AI & Automation Farzad Mesbahi

Cybertruck's Self-Driving Breakthrough: FSD v14.1.7 Takes on Austin Rush Hour

Pushing Autonomy to New Heights in Real-World Chaos

Tesla's latest Full Self-Driving update demonstrates remarkable progress in handling urban and highway scenarios, blending speed with safety in ways that rival human drivers.

Key Takeaways

  • FSD v14.1.7 maintains smooth, natural acceleration and braking, adapting seamlessly to traffic flow without abrupt movements.

  • The system excels in lane management, preferring middle lanes for cruising and shifting left only for passing, avoiding common pitfalls like left-lane camping.

  • Pedestrian detection and courtesy stand out, with the vehicle yielding appropriately at crosswalks and four-way stops, even in busy pedestrian areas.

  • Highway performance handles construction zones, merges, and speed variations up to 85 mph cap effectively, though minor hesitations occur in complex merges.

  • Parking garage navigation needs refinement, as the system sometimes fails to enter designated areas, but overall urban maneuvering in crowded spots shows strong politeness and caution.

  • Mad Max mode delivers assertive yet controlled driving, prioritizing empathy and safety over aggressive tactics.

  • School zones and low-speed areas trigger cautious speed adjustments, potentially geofenced for added safety around sensitive locations.

  • The update marks a pivotal step toward unsupervised autonomy, with potential for widespread deployment removing the need for constant driver attention by mid-2026.

Tesla's Full Self-Driving (FSD) system in version 14.1.7 represents a significant leap in autonomous vehicle technology, particularly when tested in a Cybertruck during Austin's demanding rush hour. This update showcases how AI-driven driving can integrate into everyday traffic, from highways to pedestrian-heavy domains, with a focus on reliability and user comfort. The performance highlights advancements in real-time decision-making, making self-driving tech feel increasingly viable for mass adoption.

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Elon Musk's Bold Leap: Cyborg Humans and the Race to Superintelligent AI

Revolutionizing Human Potential Through Tech Integration and Unmatched Innovation

Neuralink implants are restoring mobility to paralyzed individuals, while xAI's Grok 5 aims for artificial general intelligence. Tesla's Optimus robot promises superhuman abilities for those who've lost limbs, and massive data centers are fueling unprecedented AI training speeds. These developments signal a future where physical and digital worlds converge, boosting productivity and exploration.

Key Takeaways

  • Neuralink has implanted devices in over 10 patients, enabling rapid communication for those with severe paralysis.

  • Combining Neuralink with Tesla's Optimus robot could create cyborg bodies that allow users to walk, run, and perform at superhuman levels for around $60,000.

  • xAI, despite starting late, advances faster than competitors due to superior talent, massive hardware deployment, and real-time data from the X platform.

  • Grok 5, a 6-trillion-parameter model, incorporates multimodal training (text, images, video, audio) and real-time understanding, offering a 10% chance at achieving AGI.

  • Tesla's manufacturing efficiency hits a car every 35 seconds, with potential to reach 5 seconds, driven by physics-based optimization and chip design expertise.

  • Future plans include solar-powered AI satellites generating 100 gigawatts annually, expanding consciousness to explore the universe and search for alien civilizations.

  • AI and robotics will eventually satisfy all human needs, leading to a post-scarcity era where machines focus on their own pursuits.

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Self-Driving Revolution: How AI is Redefining Urban Life and Transportation

Unlocking Safer Streets, Reclaimed Spaces, and a Post-Scarcity Future

Self-driving technology stands on the brink of transforming cities, economies, and daily routines through advanced AI systems that outperform human drivers in consistency and safety.

Key Takeaways

  • Self-driving cars will reduce parked vehicles and parking lots, freeing up urban space for human use while cutting noise pollution and boosting road safety.

  • AI-driven autonomy enables cheaper, faster delivery of goods and redirects human attention from driving to more productive activities.

  • Tesla's vision-only approach, using cameras and neural networks, has advanced to handle complex urban scenarios flawlessly, surpassing earlier versions that struggled with basic curves.

  • This tech shifts from rule-based programming to learning from billions of miles of real-world data, similar to AI mastering chess through pattern recognition.

  • Broader impacts include massive drops in transportation and labor costs, but also potential job displacement, pushing society toward valuing human existence over work output.

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Blue Origin's Giant Leap: New Glenn Nails Historic Booster Landing

Revolutionizing Reusable Rockets and Mars Missions in One Epic Flight

Blue Origin just pulled off a monumental achievement with the second flight of its New Glenn rocket, marking the largest rocket booster landing ever attempted. This success not only demonstrates reliable reusable technology but also propels NASA's Mars-bound satellites into orbit, setting new benchmarks for heavy-lift capabilities and cost-effective space access.

Key Takeaways

  • New Glenn's second test flight achieved flawless liftoff, stage separation, and second-stage ignition, confirming the rocket's robustness for heavy payloads.

  • The massive first-stage booster executed a precise ocean landing on a drone ship, proving reusability for boosters larger than any previously recovered.

  • Payload deployment included NASA's Escapade satellites, now en route to Mars to study the planet's atmosphere and magnetic fields.

  • Engine performance across the BE-4 and BE-3U models remained nominal throughout, highlighting advancements in methane-fueled propulsion.

  • This mission builds on the first New Glenn flight, extending progress in reentry and landing sequences for future commercial and scientific launches.

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Tesla's Cybertruck Hits Peak Autonomy with FSD v14.1.7

Revolutionizing Roads: From Parking Lots to Profit Machines

Tesla's latest Full Self-Driving update delivers seamless, assertive navigation in real-world conditions, unlocking massive potential for robotaxis and transforming vehicle utility from idle assets to round-the-clock earners.

Key Takeaways

  • FSD v14.1.7 enables hands-off driving in the Cybertruck, handling everything from parking lot exits to highway merges with minimal intervention.

  • Mad Max mode prioritizes speed and efficiency, selecting optimal lanes and exceeding speed limits to minimize travel time.

  • Hardware 4 vehicles like the Cybertruck are poised for unsupervised autonomy soon, eliminating the need for driver attention.

  • Self-driving tech could multiply vehicle utility by 5x or more, turning personal cars into revenue-generating units.

  • Robotaxis promise profits of up to $2 per mile, driven by low operating costs around 50 cents per mile without human drivers.

  • Tesla's production scale gives it a massive edge over competitors like Waymo, which struggles with supply chain dependencies and complex sensor suites.

  • Widespread adoption may drive down ride costs below $1 per mile long-term, reshaping urban travel and reducing reliance on short-haul flights.

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Building a Billion-Dollar AI Mental Health Revolution

Unlocking the Brain Through Everyday Cameras: A Path to Precise Diagnosis and Personalized Care

Mental health care today relies on outdated tools that leave millions misdiagnosed or untreated. Emerging AI technologies, powered by simple smartphone cameras, promise to change that by measuring brain activity through the eyes—offering objective insights into conditions like PTSD, anxiety, and depression. This approach could scale globally, turning subjective questionnaires into data-driven precision.

Key Takeaways

  • Mental health diagnosis often depends on self-reported questionnaires, which are inaccurate and fail to distinguish between overlapping conditions.

  • Eye-tracking AI uses off-the-shelf cameras to monitor pupil changes, gaze patterns, and even heart rate, providing objective metrics for cognitive and emotional states.

  • Traditional eye trackers are expensive and limited, but mobile-based systems make this tech accessible to everyone, potentially reaching billions.

  • Starting with PTSD detection, this technology aims to expand to severity tracking, treatment matching, and population-level insights.

  • Building such a system requires years of iteration, from hardware hacks to FDA-approved diagnostics, blending neuroscience with consumer tech.

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AI's Hidden Revolution: Why America Leads and What It Means for Our Future

Redefining value, rights, and power in a world shaped by intelligent machines.

AI isn't just transforming tech—it's reshaping societies, economies, and philosophies at their core. From the dominance of U.S. innovation to the rising value of practical skills, these shifts explain cultural tensions and political changes happening now. Dive in to see how AI ties into America's unique foundations and why embracing it is essential for staying ahead.

Key Takeaways

  • AI leadership stems from America's cultural and constitutional edge, where rights come from inherent principles rather than consensus or intellect.

  • Practical, vocationally trained workers are becoming the new high-value creators as AI automates abstract, high-end labor.

  • Empathy gaps toward working-class Americans fuel political turbulence, but AI-driven value shifts could realign priorities toward those who build and protect.

  • Meritocracy emerges as a revolutionary force in enterprises, rewarding capability and dedication over backgrounds.

  • Global AI dominance boils down to U.S. versus China, with Europe sidelined—owning the tech means controlling the rules.

  • Defending borders, enforcing laws, and fighting for progressive ideals require standing against radicals within parties to protect workers' value.

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Tesla's Robotaxi: Half the Price, Twice the Future

A real-world ride reveals V14's assertive smarts navigating Austin's chaos—while the network scales up to crush Uber.

Tesla's robotaxi service in Austin is delivering rides for $15 on an 11-mile trip—half the cost of Uber—while showcasing FSD V14's newfound edge in handling pedestrians, construction, and split-second decisions. The real game-changer? Vehicles that prioritize safety without sacrificing speed, all backed by data that's proving this tech is ready for prime time.

Key Takeaways

  • Robotaxi fares hit $15 for an 11-mile Austin route, undercutting Uber's $30 by 50%, making autonomous rides the budget-friendly choice for urban travel.

  • FSD V14 brings assertive lane changes and real-time rerouting around obstacles, turning potential hazards into seamless maneuvers.

  • Vehicles demonstrate heightened awareness, braking preemptively for encroaching traffic and yielding politely to pedestrians, enhancing passenger comfort.

  • Network scaling is the main bottleneck: 11-minute wait times and local-road routing add 20 minutes versus Uber's highway efficiency, but adding 500 cars could flip the script.

  • Technical performance shines in complex scenarios like four-way stops and cone-lined detours, with no unsafe moments despite minor hesitations.

  • Highway access remains limited, keeping ETAs longer, but once unlocked, it promises unbeatable speed and reliability at current pricing.

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Tesla's Autonomous Rental Revolution

Redefining Mobility in the Age of Autonomy

Tesla's latest rental offering signals a shift toward flexible, on-demand transportation that could upend traditional car ownership and rental models.

Key Takeaways

  • Tesla now offers short-term rentals for models like the Model 3 or Model Y, covering charging, maintenance, and insurance for a hassle-free experience.

  • This program lays the groundwork for a subscription-based transportation system, where vehicles can be summoned via app and returned autonomously.

  • Self-driving technology enables vehicles to operate without human intervention, maximizing their utility and reducing idle time compared to conventional cars.

  • Tesla's direct control over sales, service, and fleet management gives it a competitive edge over legacy automakers reliant on dealership networks.

  • Future expansions could include long-term subscriptions, ride-hailing, and even package delivery, dramatically boosting revenue per vehicle.

  • Competitors like Waymo face scalability challenges due to higher costs and smaller fleets, while Tesla leverages millions of existing vehicles for rapid deployment.

  • This model could lower transportation costs globally but may displace jobs in driving and logistics sectors.

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Tesla's AI Edge: Pioneering Autonomy in a World Not Ready

Revolutionizing Transport and Labor with Self-Driving Tech and Humanoid Bots

Tesla stands on the brink of transforming daily life through advanced AI systems in vehicles and robots, outpacing current laws and sparking both innovation and societal shifts. This newsletter explores how these technologies promise safer roads, affordable mobility, and efficient labor—but only if handled with care to benefit everyone.

Key Takeaways

  • Tesla's self-driving software is advancing to allow drivers to disengage completely, reducing accidents through constant vigilance and 360-degree awareness.

  • Humanoid robots aim for mass production, starting at a million units annually, with costs dropping to enable tasks from factory work to home chores at under $3 per hour.

  • These innovations could slash transportation costs to below 30 cents per mile, making private, door-to-door rides as affordable as public transit.

  • Job displacement looms large for drivers, warehouse workers, and manual laborers, as robots handle tasks without rest or rights.

  • Regulations lag behind tech capabilities, creating friction, but widespread adoption could revitalize communities by lowering costs and improving access.

  • Success hinges on ensuring these tools uplift underserved areas, preventing backlash and fostering broad economic gains.

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Tesla's Robot Army: From Factory Floors to Your Living Room

Unlocking a $1 Trillion Future in AI-Driven Machines and Autonomous Mobility

Tesla has just secured a massive compensation plan that ties its leader to ambitious goals, pushing the company toward an $8.5 trillion valuation. This move signals deep investments in humanoid robots, driverless vehicles, and advanced AI infrastructure, setting the stage for transformative changes in industry and daily life.

Key Takeaways

  • Tesla plans to produce tens of millions of humanoid robots annually, starting with a focus on industrial applications where tasks are repetitive and environments controlled.

  • Self-driving technology is advancing rapidly, with unsupervised driving potentially available by year-end, though regulatory hurdles could limit widespread adoption.

  • Production targets aim for 2.6-2.7 million vehicles by end of 2026, scaling to 5 million by 2028, including new models without steering wheels or pedals.

  • Building a supply chain for robots from scratch will involve significant challenges, including billions in compute investments for AI training.

  • Tesla may enter chip manufacturing to support its growth, targeting a million wafer starts per month to meet demand for AI hardware in robots and vehicles.

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Tesla's Robotic Revolution: Unlocking Infinite Abundance

How AI and humanoid robots could reshape economies, eliminate poverty, and redefine human potential

The future of technology isn't just about smarter gadgets—it's about creating a world where scarcity ends and abundance thrives. Recent advancements in AI, robotics, and autonomous systems point to massive economic growth, safer transportation, and groundbreaking medical applications. These developments promise to multiply global productivity by factors of 10 or even 100, turning science fiction into everyday reality.

Key Takeaways

  • Humanoid robots like Optimus could scale to billions of units, enabling precision surgery beyond human capability and providing personalized crime prevention without prisons.

  • AI-driven autonomy in vehicles will soon allow safe texting or sleeping while driving, with production ramps targeting millions of units annually starting next year.

  • Sustainable energy through solar, batteries, and efficient chips will fuel this era, potentially doubling U.S. energy output without new power plants.

  • Tesla's custom AI chips, optimized for low power and high efficiency, could outperform competitors at a fraction of the cost, powering robots, cars, and distributed computing networks.

  • Economic shifts may render traditional money obsolete, measuring value in wattage or computational power instead.

  • Regulatory hurdles in Europe and China are easing, paving the way for global deployment of full self-driving technology by early next year.

  • Massive production goals aim for 5 million vehicles annually by 2028, alongside humanoid robot lines capable of units every 5 seconds.

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AI Capitalism: The Path to Socialist Dreams?

The Irony of Tech-Driven Abundance in a Divided America

As socialist ideas gain traction in major U.S. cities, groundbreaking advancements in AI and robotics promise a future of unlimited resources and minimal work. This convergence could redefine economic systems, blending capitalist innovation with universal prosperity—but only if society navigates the massive disruptions ahead.

Key Takeaways

  • Socialist sentiments are rising among younger voters and women in urban areas, driven by feelings of exclusion from the current economic setup.

  • Tech companies are pushing toward "sustainable abundance," where AI handles production, potentially eliminating the need for most labor while preserving natural environments.

  • This tech-fueled future could deliver universal high income, freeing people to pursue passions instead of survival jobs.

  • Capitalism's strength lies in incentivizing risk and innovation, but without mechanisms to redistribute gains, it risks widening inequality and boosting socialist movements.

  • Job losses from automation in driving, manufacturing, and services are inevitable, demanding new policies like universal basic income to ease the transition.

  • Deflationary effects from cheap AI-driven transport and robots could lower living costs dramatically, allowing more people to invest or start businesses.

  • The ultimate test: Can capitalism absorb displaced workers into better opportunities, or will socialism fill the void?

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Tesla's Autonomous Leap: Robotaxis, Cybercab, and the Road to Trillion-Dollar Value

Revolutionizing Mobility with Self-Driving Tech at the Forefront

Tesla is on the cusp of major breakthroughs in autonomous vehicles, from expanding robotaxi fleets to deploying advanced software across diverse models. These developments point to lower costs for riders, flexible manufacturing, and potential partnerships that could reshape the auto industry.

Key Takeaways

  • Tesla aims to deploy over 1,000 robotaxis in the Bay Area and 500 in Austin by year-end, signaling a shift to unsupervised operations.

  • The latest full self-driving software update performs exceptionally on the Cybertruck, demonstrating adaptability to different vehicle sizes.

  • Robotaxi fares are already half the price of traditional rideshares, with even greater savings expected once safety monitors are removed.

  • A dedicated robotaxi vehicle without steering wheels or pedals is set for unveiling soon, alongside possible variants for regulated markets.

  • Tesla's software could be licensed to other manufacturers, accelerating the adoption of affordable self-driving cars under $30,000.

  • The upcoming shareholder vote is expected to approve a massive compensation plan tied to ambitious valuation goals.

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The Robot Revolution Accelerates: Tesla's Edge in an AI-Powered Future

Why Humanoids and Autonomous Tech Could Redefine Society by 2030

Tesla's advancements in AI-driven robotics and self-driving systems are setting the stage for massive economic shifts, with humanoid bots poised to transform factories, homes, and entire industries—potentially unlocking trillions in value while sparking unprecedented disruptions.

Key Takeaways

  • Tesla's stock could surge to new highs following key approvals, driven by optimism around AI robotics and energy growth, despite short-term earnings challenges.

  • Humanoid robots like Optimus are advancing faster than expected, with production lines gearing up for factory use by early 2026, signaling practical deployment sooner than skeptics anticipate.

  • Robotaxis networks are expanding rapidly in select cities, with fleets scaling to hundreds of vehicles by year-end, offering cheaper, safer rides that could outpace traditional services.

  • AI adoption is growing at triple the rate of the internet, with 10% of the global population already using advanced tools weekly, but businesses struggle to implement it effectively.

  • The transition to an AI economy will involve significant workforce disruptions, potentially requiring universal basic income to manage upheaval, while creating opportunities for new AI-native ventures.

  • Humanoid bots will likely enter workplaces before homes due to safety and complexity issues, starting with repetitive tasks in controlled environments.

  • Nvidia's dominance in chips underscores an ongoing AI arms race, with massive investments in data centers fueling growth, even as profitability lags for many players.

  • Future cities may split between tech-embracing hubs with robot-integrated services and those resisting automation, leading to uneven societal adoption.

  • AI could lower barriers to human interaction by making transportation and daily tasks frictionless, fostering more social connections in an abundant era.

  • The path to sustainable abundance involves balancing rapid innovation with equitable access, as new tools enable entrepreneurial reinvention in fields like farming and services.

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Elon Musk Drops Bombshell: Flying Cars, AI Dominance, and the Death of Apps

Revolutionizing Tech from Wheels to Wings and Beyond

Electric vehicles are evolving into something far more ambitious, with prototypes set to redefine mobility. At the same time, artificial intelligence is poised to eliminate traditional software structures, while massive compute resources could emerge from unexpected places like car fleets. These shifts promise to reshape industries, but they also highlight risks in unchecked tech power and the need for transparent platforms.

Key Takeaways

  • A new vehicle prototype demo is imminent, featuring technology that could enable flight and surpass anything seen in fiction.

  • Efforts to balance AI development against dominant players have backfired, leading to closed systems focused purely on revenue.

  • Vehicle fleets numbering in the hundreds of millions could deliver unprecedented distributed computing power for AI tasks.

  • Traditional smartphones will give way to AI-driven devices without operating systems or apps, handling all interactions seamlessly.

  • Most media and entertainment will soon be generated by AI, with coherent long-form videos already emerging.

  • AI efficiency can improve dramatically by mimicking the human brain's low-power design, unlocking new capabilities.

  • Acquiring social platforms has become essential to counter information suppression and preserve open discourse.

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The AI Tsunami: Racing Toward a World Without Mandatory Work

Why AI Could Deliver Abundance – or Chaos – and What Comes Next

AI is accelerating at a pace that's set to transform every aspect of our economy, from desk jobs to physical labor. The most compelling insights point to a future where work becomes optional, poverty could vanish through universal high income, and robots handle the heavy lifting. But getting there involves massive disruption, job losses, and the need for AI systems that prioritize truth and human well-being over bias.

Key Takeaways

  • AI will rapidly eliminate digital jobs like coding, email processing, and data handling, much faster than past technological shifts.

  • Physical jobs involving hands-on work, such as welding, plumbing, farming, and cooking, will persist longer but eventually give way to robots.

  • Autonomous vehicles and automated ports signal the end for many driving and logistics roles, exacerbating shortages while highlighting safety risks from unqualified workers.

  • A benign AI future could lead to universal high income, enabling access to goods, services, and medical care without mandatory work, effectively eliminating poverty.

  • To avoid dystopian outcomes, AI must be designed to seek truth, value all human lives equally, and foster curiosity about humanity rather than enforce biases.

  • Competition among AI developers will drive improvements, pushing systems toward fairness and affordability, with costs dropping for services like home robots at around $500 monthly.

  • The transition will cause trauma, including job displacement and wealth gaps, requiring government intervention to ensure displaced workers can access AI benefits.

  • In a post-work era, people may find meaning through personal pursuits like hobbies, exploration, or creative endeavors, shifting away from job-defined identities.

  • Broader economic changes, such as cheaper housing from robot-assisted construction, could solve crises like affordability, but only if abundance is distributed equitably.

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Tesla's Stealth Play: From Cybercab to Global AI Supremacy

Why the Future of Driving, Manufacturing, and Intelligence Hinges on Bold Bets and Brutal Realities

Tesla stands on the brink of transforming transportation with vehicles that could eliminate the need for human drivers entirely. Yet, hurdles like regulation and market demand might force adaptations, such as adding steering wheels to robotaxis. Meanwhile, AI's explosive growth promises superhuman capabilities in every field, but it also sparks geopolitical tensions and societal shifts that could redefine economies worldwide.

Key Takeaways

  • Tesla's Cybercab production line will likely produce vehicles with optional steering wheels and pedals to meet regulatory demands and boost output, potentially creating a sub-$30,000 autonomous car.

  • Manufacturing innovations like the unboxed process double efficiency, allowing Tesla to flood markets with low-cost vehicles while preparing for full robotaxi fleets.

  • Regulatory approval for unsupervised self-driving remains the biggest barrier, with initial Cybercab deployments limited to a few thousand units starting mid-2026.

  • AI advancements could enable superhuman performance in any domain by 2027, accelerating breakthroughs in medicine, manufacturing, and beyond.

  • Geopolitical risks, including tariffs on Chinese EVs and chip sales, point to a decoupled world where the U.S. relies on domestic players like Tesla to maintain tech leadership.

  • The path to singularity involves painful transitions, with job displacements offset by potential universal basic income and unprecedented productivity gains.

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Democrats Mend Fences with Elon Musk: A Turning Point for Tech Innovation

Why political reconciliation could unlock faster progress in EVs, autonomy, and space exploration

Recent admissions from Democratic leaders highlight a key oversight in past electric vehicle policies, opening doors to broader collaboration with innovators like Elon Musk. This shift signals potential bipartisan backing for ambitious projects in autonomous transport and space tech, which could reshape industries and reduce regulatory hurdles ahead.

Key Takeaways

  • Democrats are publicly recognizing errors in sidelining Elon Musk during early EV initiatives, aiming to rebuild ties for future influence.

  • SpaceX stands as a critical national asset for U.S. defense and space dominance, making partnership essential regardless of political divides.

  • Tesla's push into fully autonomous vehicles like the Cybercab promises massive cost reductions in transportation but poses significant disruptions to legacy auto makers and ride-sharing services.

  • Regulatory de-risking from both parties could accelerate innovations in rocketry, brain-computer interfaces, and humanoid robots over the next decade.

  • The economic ripple effects include lower transport costs by up to 10x, but require careful planning to mitigate job displacements for millions of drivers.

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Tesla's Cybercab Hits Public Roads: Accelerating Toward an Autonomous Revolution

Why Legacy Automakers Are Braking While Tesla Charges Ahead

Tesla's push into fully autonomous vehicles is gaining momentum with the Cybercab now testing on public streets, signaling production readiness by mid-2026. This comes amid broader EV market challenges, including the end of federal tax credits, which are forcing competitors to scale back while Tesla builds its edge in profitable, self-driving tech.

Key Takeaways

  • Tesla's Cybercab prototype has begun public road testing in California, starting with sightings in Los Altos near the company's engineering headquarters.

  • Production is on track for Q2 2026 at Gigafactory Texas, supported by a hiring surge in manufacturing and engineering roles.

  • Regulatory exemptions from NHTSA could allow Tesla to produce and sell vehicles without steering wheels or pedals beyond the current 2,500-unit annual limit.

  • Legacy automakers like GM are laying off thousands due to slowing EV demand and the loss of tax incentives, highlighting Tesla's unique position in the market.

  • Tesla's integrated ecosystem—spanning vehicles, software, charging, insurance, and service—positions it to offer affordable, hands-off mobility solutions under $500 monthly.

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